自从今年中国人民银行调整商业银行自营性个人住房贷款政策后,个人住房贷款利率便有所上升。岁末年初,为了减少因加息而带来的月供压力,很多工薪族打算利用储蓄、年终奖提前还贷。为此,针对提前还贷的流程、方式等 Since the People’s Bank of China adjusted the self-employed personal housing loan policy of commercial banks this year, personal home loan interest rates have risen. Late last year, in order to reduce the monthly pressure brought about by the pressure, many salaried workers intend to use savings, year-end repayment schedule. To this end, for repayment of the advance process, methods and so on