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环境污染具有很强的破坏性,它不仅损害了受害者权益,给企业带来了巨大风险,而且进一步的危害到社会的安定团结。环境污染责任保险能够有效的分散环境污染事故带来的风险,并具有极强的制度优越性。我国虽然没有实质意义上的环境污染责任保险制度,但已经迈出了突破性的一步。本文从环境污染责任保险的涵义出发,立足我国实践现状,提出了环境污染责任保险制度在我国的发展模式,并对该模式进行了可行性分析。
Environmental pollution is very destructive. It not only damages the rights and interests of victims, but also brings great risks to the enterprises and further endangers the stability and unity of the society. Environmental liability liability insurance can effectively disperse the risks brought by environmental pollution accidents and has strong institutional superiority. Although there is no substantive insurance system for environmental pollution liability in our country, we have taken a groundbreaking step. Starting from the conception of environmental pollution liability insurance and based on the actual situation in our country, this paper puts forward the development model of environmental pollution liability insurance system in our country and analyzes the feasibility of this model.