福安市劳动保障局勇于实践,大胆开拓,在制度上、服务上和管理上不断创新,使1500多名下岗失业人员纳入了医疗保险,取得了较好的社会效应。调整规则,靠制度上的创新,为下岗失业人员参保创造条件。基本医疗保险制度的初始设计是针对正规单位稳定就业人群,对于现时下岗失业人员以及个体参保的,有关政策涉及不多。将下岗失业人员纳入医保,不仅要兼顾医疗保险制度改革的大政方针,又要兼顾下岗失业人员的实际情况,对此应对有关规定作出适当调整,促进下岗失业人员参保:1、调整缴费基数,原则上按不低于全市职工上年度平均工资的标准缴费,同时参照企业职工上年平均缴费水平,对下岗失业人员缴费基数作适当下调,降低参保门槛;2、灵活缴费方式,下岗失业人员可根据自身收入情况,按半年、全年等 Fu’an Municipal Labor and Social Security Bureau bravely practiced and boldly pioneered the continuous innovation in system, service and management, brought more than 1,500 laid-off workers into medical insurance and achieved good social effects. Adjust rules and rely on institutional innovations to create the conditions for laid-off workers to participate in the insurance. The initial design of the basic medical insurance system is aimed at stabilizing the employed population in the formal sector. There is not much policy involved in the current insured laid-off workers and individuals participating in the scheme. The laid-off workers into the health insurance, not only to take into account the major policies of the medical insurance system reform, but also take into account the actual situation of laid-off workers, to deal with the relevant provisions to make appropriate adjustments to promote laid-off workers insured: 1, In principle, no less than the average wage of the city’s employees last year’s standard pay, while reference to the average level of corporate employees last year’s contribution, the laid-off workers laid-off base for appropriate downgrade to reduce the threshold; 2 flexible payment, laid-off workers According to their own income, according to six months, the year and so on