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在对个人住房贷款证券化海外发展情况及其实施意义介绍的基础上,结合国情,对目前我国商业银行具体的个人住房贷款证券化的操作方案及实施地区的选择进行探讨。
Based on the introduction of the overseas development of personal housing loan securitization and the significance of its implementation, according to the actual conditions of our country, this paper discusses the operational schemes and the choice of the implementation area of the specific personal housing loan securitization in our country.