存钱是个技术活儿,采取不同的方式储蓄,可以获得不同的利息收入——只要换种方式,以“约定转存”的方式储蓄,就可以获得6倍的收入。然而,很少有人会用这种“技术活儿”。“约定转存”是指银行接受储户的委托,在储户委托的转账日期按照约定的转存金额和转帐方式进行账务转存。常见的方式有甲乙活期账户对转、活期账户转整存整取账户和活期账户转零存整取账户等。它和“自动转存”是有区别的——区别一:约定转存有期限选择,如原存期为一年,约定转存可以定两年或半年不限,而自动转存则是依照原定存期不限期转存下去。 Saving money is a technical job. Saving it in different ways can yield different interest incomes - if you save money in a different way, you can save 6 times your income. However, few people will use this kind of “technical work.” “Contract transfer” means that the bank accepts the depositor’s entrustment, and the account transfer is carried out according to the agreed transfer amount and transfer method on the transfer date entrusted by the depositor. The common methods include A/C current account reversal, current account reorganization of whole account, and current account reversal of zero account. There is a difference between it and “auto transfer” - the difference is: there is a time limit for appointment transfer. If the original deposit period is one year, the transfer can be fixed for two or six months, while the automatic transfer is It is based on the original fixed deposit period and will be transferred indefinitely.