防范贷款风险提高贷款资产质量邵居生近几年来，中国工商银行新疆和田地区分行在工作实践中，逐步摸索出一套防范风险，提高资产质量的办法。它由四个系统组成。一、组织保证系统。简单地说，这个系统是由贷款员———贷款部门负责人———贷款主管领导———贷款审批委员... Prevention of Loan Risks and Improvement of Loan Asset Quality Shao Ju-sheng In recent years, the branch of the Commercial and Commercial Bank of China in Hotan, Xinjiang, has gradually worked out a set of measures to prevent risks and improve the quality of assets in its work practices. It consists of four systems. First, the organization to ensure that the system. Simply put, this system is borne by the loan officer - the head of the loan department --- the leader of the loan --- the loan approval member ...