论文部分内容阅读
有人在网贷尝到甜头,也有人中雷。一旦平台倒闭,所有的投资都打了水漂。投资人自己是最后一道风控。快益率有多高,吸储速度就能有多快,两者在一定范围内肯定应该成正比。如果余额宝年化收益在5%以上,就让银行蹙起了眉头,而P2P(Peer to Peer,伙伴对伙伴)网贷的收益率呢?居然是12%-18%!互联网金融圈中,向来地位非主流的P2P网贷在2013年新闻迭出,刚传出一个月倒30家平台的噩耗,又听到招行、平安等传统金融机构雄心勃勃的进军号角。2014年,P2P是“空”还是“多”?拉出来走两步?指尖上的理财如果你定时去银行网点和大妈一起排队买基金,一定会在饭桌上
Some people tasted the sweetness of net credit, but also some people in mine. Once the platform goes bankrupt, all investments have been hit. Investors themselves is the last one wind control. How fast is the rate of return, how fast it can be stored, and certainly both should be proportional in a certain range. If the balance of the annualized earnings of more than 5%, let the bank frowned, and peer-peer (peer to peer) network loan rate of return? Actually is 12% -18%! In the Internet financial circle, P2P status has always been a non-mainstream P2P network credit in 2013 after another, just delivered a month down the news of the 30 platforms, and heard the ambitious march of traditional financial institutions such as CMB, Ping An into the horn. In 2014, P2P is “empty ” or “more ”? Pull out two steps? Finances on the fingertips If you regularly go to the bank network and aunt queuing to buy the fund, will be at the dinner table