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国务院《关于建立城镇职工基本医疗保险制度的决定》颁布以来,全国绝大部分地区已启动实施了基本医疗保险制度,医疗保险覆盖面逐步扩大,制度运行平稳,保障了参保职工的基本医疗需求。但由于多种原因,许多地方在出现医疗费、尤其是住院医疗费个人负担过重的情况。认真研究并解决好这一问题已显得十分必要。
Since the promulgation of the Decision of the State Council on Establishing the Basic Medical Insurance System for Urban Employees, the basic medical insurance system has been implemented in most parts of the country. The coverage of medical insurance has been gradually expanded and the system has been operating smoothly, ensuring the basic medical needs of participating workers. However, for many reasons, medical expenses are appearing in many places, especially when the personal expenses of hospitalization are excessively high. It has become necessary to study and solve this issue seriously.