尽管要继续面临央行加息、宏观调控等不确定因素,但基于中国经济的持续高速增长、小康社会全面建设和人们风险意识增强等基本面情况,可以预见2005年中国保险业将持续稳定发展。此外,尽管2004年保险业保费增速降到2000年以来最低,2005年保费增速预计仍将保持高于GDP增速的水平。 Despite continuing uncertainties such as the central bank raising interest rates and macroeconomic regulation and control, based on the fundamentals of China’s sustained and rapid economic growth, well-to-do society and enhanced risk awareness, it is foreseeable that the insurance industry in China will continue its steady growth in 2005. In addition, although the growth rate of insurance premiums in 2004 dropped to the lowest level since 2000, the premium growth in 2005 is expected to remain above the level of GDP growth.