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在钱荒的市场背景下,收窄首套房贷优惠、上浮房贷利率、房贷审批周期拉长等已成为部分银行缓解钱荒的既定措施。6月19日,国务院常务会议,研究部署金融支持经济结构调整和转型升级的政策措施。会议研究确定,加大对“三农”和小微企业等薄弱环节的信贷倾斜,支持居民家庭首套自住购房、大宗耐用消费品、教育、旅游等信贷需求。从政策定调角度来看,无论政策怎么调整,支持居民家庭首套自住购房仍然是调控政策唯一不变的话题,政策调整的核心仍然是保证居民家
In the market of money shortage, narrowing the first set of mortgage concessions, floating mortgage interest rates, mortgage approval cycle elongated has become the established measures to ease the money shortage of some banks. June 19, the State Council executive meeting to study the deployment of financial support for economic restructuring and transformation and upgrading of policy measures. The meeting determined that increased credit leanings on weak links such as “agriculture, farmer and rural areas” and small and micro enterprises, and support for the first set of household credit demand for residential housing, bulk consumer durables, education and tourism. From the point of view of policy adjustment, no matter how the policy is adjusted, it is still the only constant topic of regulation and control policy to support home purchase by residents. The core of policy adjustment is still to ensure that residents’