责任保险作为一种调节社会矛盾的有效制度安排,具有显著的独特功效,完全可以在我国的社会管理工作中发挥重要的作用我国已经进入了一个社会矛盾凸显期,因环境纠纷、医患纠纷、食品安全、职业伤害、交通事故等导致的群体事件与恶性案件不乏罕见,并对整个社会的治理产生日益重大的负面影响,而传统的社会管理体制与方式已越来越难以适应时代的发展,维护社会稳定的行政成本在急剧攀升。因此,创新社会管理体制与机制已经成为国家发展进程中面临的重大且紧迫的任务,也是党和政府高度重视的工作。责任保险作为一种调节社 As an effective institutional arrangement to regulate social conflicts, liability insurance has remarkable unique effect and can play an important role in the social management of our country. China has entered a period of prominent social conflicts due to environmental disputes, disputes between doctors and patients, There is no shortage of mass incidents and vicious cases caused by food safety, occupational injuries and traffic accidents, which have an increasingly negative impact on the governance of the entire society. However, the traditional social management systems and methods have become increasingly difficult to adapt to the development of the times. The administrative costs of maintaining social stability are rising sharply. Therefore, to innovate the social management system and mechanism has become a major and urgent task facing the process of national development and also a work that the party and the government attach great importance to. Liability insurance as a regulatory agency