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我国有着全球最大的生猪市场,生猪产业已经成为我国农业整体中不可或缺的一部分。然而,随着生猪产业的快速发展,生猪市场价格波动幅度也越来越明显,生猪养殖户所面临的风险与日俱增。因此,能够起到有效分散生猪市场风险作用的生猪价格指数保险引起了业内广泛关注。笔者以此为出发点,借鉴国际上生猪价格指数保险发展较为成熟国家的经验,以黑龙江省2010—2015年生猪出场价格以及养殖户实际购买二等玉米价格的统计数据测算出平均猪粮比值,从保险公司经营风险的角度出发,对黑龙江省未来开展生猪价格指数保险的经营风险进行了探讨。最后,对我国生猪价格指数保险未来的发展提出了合理化建议。
China has the largest pig market in the world and the pig industry has become an indispensable part of our agriculture. However, with the rapid development of pig industry, the price of live pigs has become more and more obvious, and the risks faced by pig farmers are increasing day by day. Therefore, hog price index insurance, which can effectively disperse the risk of hog market, has aroused widespread concern in the industry. Using this as a starting point, the author draws on the experience of more developed countries in the development of hog price index insurance in the world and calculates the average ratio of pigs and pens to the statistics of hog prices in 2010-2015 and the actual prices of second-class corn purchased by farmers. Insurance companies operating risk point of view, the future development of Heilongjiang Province hog price index insurance business risk were discussed. Finally, the paper puts forward reasonable suggestions on the future development of China’s hog price index insurance.