因果关系,是保险法的一项重要原则,一般称之为近因原则,它是保险人承担赔偿责任的基础。保险因果关系是指客观上符合保险合同约定的承保危险与损失结果之间的因果关系。具体讲是保险领域内特定现象(保险事故与损失结果)间的因果联系。要正确判定某一 Causation is an important principle of the Insurance Law, which is generally called the principle of proximate cause. It is the basis for the insurer to bear the liability for compensation. Insurance causality refers to the causal relationship between the insured risk and the loss objective that is objectively in line with the insurance contract. Specifically, it is the causal connection between specific phenomena in the insurance field (insurance accident and loss result). To correctly judge one