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互联网金融发展过程中,由于法制建设薄弱,法律监管乏力,导致金融风险、交易欺诈、网络洗钱、信息泄漏等金融安全事件频发。本文以互联网金融法制建设为重点,系统分析了我国当前互联网金融领域法制建设现状,总结了互联网金融法制建设中存在的问题和不足,并从加强立法、提高监管能力、强化司法保障、加强主体管控等方面,就如构建善互联网金融法制体系,规范互联网金融秩序,提出了对策建议。
Due to the weak legal construction and weak legal supervision during the development of Internet finance, financial security incidents such as financial risks, transaction fraud, money laundering on the Internet and information leakage are frequent. This article focuses on the legal construction of Internet finance, systematically analyzes the status quo of legal system construction in current Internet finance in our country, sums up the existing problems and shortcomings in the construction of legal system of Internet finance, and strengthens legislation, improves supervision ability, strengthens judicial guarantee, And other aspects, just as building a good Internet financial legal system, standardize the Internet financial order, put forward countermeasures and suggestions.