今年中央提出要实行适当的货币政策，保持对经济增长的支持力度，为了扩大内需，刺激消费己成当务之急。自去年以来，中国人民银行相继出台了住房消费信贷和汽车消费信贷政策，今年3月3日又发布《关于开展个人消费信贷指导意见》，这些措施的出台，对大力推进消费信贷业务的开? This year, the central authorities proposed implementing an appropriate monetary policy and maintaining support for economic growth. In order to expand domestic demand and stimulate consumption, it has become a top priority. Since last year, the People’s Bank of China has promulgated the housing consumer credit and automobile consumer credit policies one after another. On March 3 this year, the People’s Bank of China released the Guiding Opinions on Carrying Out Personal Consumer Credit, promulgating these measures and vigorously promoting the opening up of the consumer credit business.