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如何启动消费是当前各方关注的焦点。目前我国消费启而不动 ,原因主要是 :传统消费观念的制约 ,居民收入增幅下降 ,收入差距扩大 ,社会保障制度改革滞后 ,消费环境不佳。需采取的对策是 :推动消费者观念的转变 ,大力增加居民收入 ,建立和完善社会保障体系、大力发展商业保险业 ,调整产品结构、增加有效供给 ,拓宽消费领域 ,改善消费环境 ,大力发展个人消费贷款。
How to start the consumption is the current focus of all parties concerned. At present, consumption in our country has remained stagnant. The reasons are mainly: the restriction of traditional consumption concepts, the declining income growth of residents, the widening income gap, the backward reform of the social security system and the poor consumption environment. The measures to be taken are to promote the transformation of consumer attitudes, increase residents’ income, establish and improve the social security system, vigorously develop the commercial insurance industry, adjust the product mix, increase the effective supply, broaden the consumption area, improve the consumption environment, and develop individuals Consumer loans.