回避住房贷款风险之我见邱一茜由于我国住房贷款业务起步晚，经验不足，与之相适应的各种管理措施跟不上，难免存在漏洞，而有的购房者之所以向银行申请贷款，也是寄希望银行能分担风险。因此，如何扬长避短，把贷款风险降低至最低限度十分重要。一、住房贷款及其风险住房... To avoid the risk of housing loans, I see Qiu Yixi because China’s home loan business started late, lack of experience, with a variety of management measures to keep up, it is inevitable there loopholes, and some buyers to apply for a loan bank, Also hope that the bank can share the risk. Therefore, how to avoid weaknesses and reduce the risk of loans to a minimum is very important. First, housing loans and their risk housing ...