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阐述了永安市林业投融资体制改革与森林保险的历程、做法、成效及深入推进改革的思路。永安市于2004年在全国率先开展林权抵押贷款,并在实践中探索出“林权证”抵押直贷、小额信用贷款、林竹产品仓储质押贷款、林户联保贷款、开发性金融合作等多种林业信贷模式。截止2010年底,全市累计发放林业贷款29.96亿元,支持林业开发面积18.75万hm2。下一步改革重点:小额贷款免评估、推广使用林权信息卡,实行森林区域统保,有效扩大保险广覆盖。
Elaborated Yong’an forestry investment and financing system reform and the history of forest insurance, practices, results and ideas to further promote the reform. Yong’an City in 2004 in the country to take the lead in the forest right mortgage loans, and in practice to explore “forest warrants ” mortgage loans, micro-credit loans, bamboo products pledged warehouse loans, Financial cooperation and other forestry credit model. By the end of 2010, the city has issued a total of 2.996 billion yuan of forestry loans to support the forestry development area of 187500 hm2. The next reform priorities: free assessment of micro-loans, promote the use of forest rights information card, the implementation of the unified regional forest insurance, insurance coverage to effectively expand coverage.