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在集体林权改革的政策环境下,进一步完善林业信贷森林保险等金融配套措施是做强林业、壮大林业的必要工作。长期以来,我国森林保险有效需求不足制约着森林保险的分散。从微观经济学中保险的基本理论出发,结合我国的实际情况探讨影响森林保险有效需求的可能因素。指出全面落实林权改革、增强林农对森林保险的了解、积极开展政策性森林保险是解决森林保险有效需求不足的有效措施。
Under the policy environment of collective forest tenure reform, it is necessary to further improve the financial supporting measures such as forestry credit and forest insurance to strengthen forestry and expand forestry. For a long time, the insufficient effective demand of forest insurance in our country restricts the decentralization of forest insurance. Proceeding from the basic theory of insurance in microeconomics and considering the actual conditions in our country, the possible factors that affect the effective demand of forest insurance are discussed. It is pointed out that it is an effective measure to solve the insufficiency of effective demand of forest insurance by fully implementing the reform of forest rights, enhancing forest farmers’ understanding of forest insurance and actively developing policy-oriented forest insurance.