■国债:最安全的代储蓄产品债券是投资者出借资金,对方承诺到期返还本金和约定利息的凭证。债券又分为国债、可转换债券、地方政府债券、浮动利息债券、企业债券等。而国债是国家发行的,安全性很高,素有“金边债券”之称。目前我国的国债又分为记账式国债和凭证式国债两种形式? ■ National debt: the safest deposit on behalf of savings products is the investor loan funds, the other promised to return the principal and agreed interest due certificate. Bonds are divided into treasury bonds, convertible bonds, local government bonds, floating interest bonds, corporate bonds. The national debt is issued by the state, high security, known as “the Phnom Penh bonds,” said. At present, China’s national debt is divided into two forms of book-entry treasury bills and certificate-based treasury bonds?