加快中长期贷款项目的营销是基层农发行工作的重要任务,但在推动项目营销进度的过程中,仍然存在一些问题制约着业务发展的步伐。一、影响基层行项目贷款办理进度的主要问题(一)政府与相关部门之间存在不敢担责的问题。从当前基层行项目贷款营销的实际情况来看,具体运作流程为:首先,项目由地方政府相关会议(如县长办公会)研究讨论通过,明确项目负责人、项目融资和实施主体、融资银行和金额等要素;其次,由项目融资主体与农发行进行对接和洽谈;最后,基层行根据制度办法为该项目“把脉”并出具需要提供的资料清单。但“清单”一出, Speeding up the marketing of mid- and long-term loan projects is an important task for grassroots agricultural development banks. However, there are still some problems that restrict the pace of business development during the process of promoting project marketing. First, the main problems affecting the loan progress of grassroots projects (a) the government and the relevant departments are not responsible for the problem. From the actual grass-roots project loan marketing actual situation, the specific operational processes: First, the project by the local government-related meetings (such as the county office) to discuss the discussion, clear project leader, project financing and implementation of the main body, financing bank And the amount of other factors; second, by the project financing main body and the Agricultural Development Bank docking and negotiation; Finally, the grass-roots level line in accordance with the system for the project “pulse” and issued a list of information to be provided. But “list ” one out,