保险是一项经营经济补偿并具有互助性质的事业。随着我国社会主义现代化建设的发展,经济体制改革的深入及城乡各种形式责任制的落实,保险作为一种经济杠杆和管理形式,越来越受到人们的重视,现在正在渗入各个领域中。森林保险是保险业务中的一个小小的分支,森林经营者(投保人)按照一定费率缴纳保险费,以获得保险企业(保险人)在森林遭受损失时提供的经济补偿,这种经济行为以契约形式固定下来,并受到法律的保护。森林保险是林业商品生产发展的产物,同时随着这项业务的不断普及和完善,又会 Insurance is a business that is financially compensated and mutually supportive. With the development of socialist modernization in our country, the deepening of economic system reform and the implementation of various forms of responsibility system in urban and rural areas, as an economic lever and management form, insurance has drawn more and more attention and is now infiltrating into various fields. Forest insurance is a small branch of the insurance business. The forest manager (policy holder) pays the premium at a certain rate in order to obtain the financial compensation provided by the insurance company (the insurer) when the forest has suffered a loss. Such economic behavior Fixed by contract, and protected by law. Forest insurance is the product of the development of forestry commodity production, at the same time as this business continues to popularize and improve, will