两个月前的一个下午,新旺木跟厂的老板刘木跟心急火燎地来找我喝下午茶。对于这个并不懂生活情调的人,主动提出喝下午茶一定“另有所图”。刘木跟本名叫刘牧林,是我多年的朋友。在制鞋产业里,他是专门负责鞋跟制造的商人。果然,一见面刘木跟便迫不及待地要我“救火”:他一口气接了几个大型成鞋制造企业的订单,生产能力顿时吃紧,同时承担这几单业务几乎是不可能完成的任务。“我现在可动用的现金不足200万元,只够这几批订单的材料款和维持正常生产。提高产能涉及到扩大厂房、增加设备,没有500 万元是不行的!”刘木跟一脸沮丧:“关键问题在于,现在银行都在收缩生产经营性贷款, 我的贷款请求今年内就别指望了。但是,春节之后我就要开工供货啊!” One afternoon two months ago, Liu Mu, the owner of Xinwang Wood and the factory, rushed to me for tea. For those who do not understand life style, take the initiative to propose that drinking tea is “other plans.” Liu Mu, whose real name is Liu Mulin, is my friend for many years. In the footwear industry, he is a businessman specializing in the manufacture of heels. Sure enough, when Liu met with him, he couldn’t wait to ask me to “catch fire”: He took orders from several large shoe-making companies in one breath, and his production capacity suddenly became tight. At the same time, it was almost impossible to accomplish these tasks. “I can now use less than RMB 2 million in cash, which is only enough for these batches of orders for materials and to maintain normal production. To increase production capacity involves expanding the plant and increasing equipment. There is no RMB 5 million!” Liu Mu followed with a look. Frustration: “The key issue is that banks are now shrinking their production of operational loans. My loan request will not be expected this year. However, after the Spring Festival, I will start supplying them!”