在中国泛资管市场日渐形成,资管主体多元化已经确立,金融体制“混业经营,分业监管”的管理体制呼之欲出,银行、保险、证券都跃跃欲试的同时,信托业面临越来越严峻的现实挑战。制度红利的弱化进一步约束了信托占领新领域的竞争力,仅靠信托业自身的力量全面实现转型创新,保持相对的先发优势,短期内仍有一定困难。从世界范围来看,与银行有着良好互补性的信托,大多与银行有着紧密的联系,甚至二者就是一体化的。目前我国信托业行业整合尚未完成,外资进入 With the gradual formation of the pan-funded asset management market in China, the diversification of the asset-management entities has been established. The financial system “mixed operation and separate regulation” is in full swing. Banks, insurance and securities are eager for the same time. The more serious the real challenge. The weakening of institutional dividends further constrains the competitiveness of the trust occupying new areas. Only rely on the trust industry itself to fully realize the transformation and innovation and maintain the relative first mover advantage. There are still some difficulties in the short term. From a global perspective, trusts that have good complementarities with banks are mostly closely linked with banks and even the two are integrated. At present, China’s trust industry consolidation has not yet completed, foreign investment