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当前有相当一部分企业的资金紧张是因为盲目追求产值,大量产品不适销对路,造成产品积压,企业资金沉淀。企业资金沉积,必然导致企业在生产经营活动中和资金的周转过程中发生一系列链锁反应。1.增加负债,增加利息负担。几年来,企业的银行贷款逐年增加,自然要多负担贷款利息,而且包袱愈背愈重。企业贷款不断增加的原因,一方面是企业生产发展的需要;另一方面主要是因为企业的流动资金被沉积,造成企业资金严重短缺,企业不得不靠增加贷款来维持生产。2.增加企业积压应承付贷款。企业的流动资金大量沉积后,自然无力偿还债务,使企业
At present, a considerable part of the company’s capital shortage is due to the blind pursuit of output value, a large number of products do not sell well, causing product backlog, corporate capital precipitation. Deposition of corporate funds will inevitably lead to a series of chain-locking reactions in the course of production and business operations and capital turnover. 1. Increase debt and increase interest burden. Over the past few years, corporate bank loans have been increasing year by year, and it is natural to pay more for loan interest, and the heavier the burden is. The reasons for the continuous increase in corporate loans are, on the one hand, the need for the development of enterprises’ production; on the other hand, the main reason is that the liquidity of enterprises has been deposited, causing a serious shortage of funds for enterprises, and companies have to rely on increased loans to maintain production. 2. Increase the backlog of the company should undertake the loan. After a large number of liquidity companies are deposited, they are naturally unable to repay their debts and make them