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2003年9月。我们采取问卷调查、实地走访、召开座谈会、查阅报表资料等方式,对江苏省连云港、淮安、盐城、宿迁和泰州市农村信用社发放农户小额信用贷款情况进行了调查,从农村信用社供给和农户需求两个方面分析了发放农户小额信用贷款的基本情况。调查结果表明:通过几年来的实践,农户小额信用贷款的功能逐步完善,作用十分明显,但在推广农户小额信用贷款的过程中也存在着一些问题,需要继续论证和探索。
September 2003. We conducted surveys on the issue of small-value credit loans to rural credit cooperatives in Lianyungang, Huaian, Yancheng, Suqian and Taizhou in Jiangsu Province by means of questionnaires, site visits, forums and access to statements and reports. We conducted a survey from rural credit cooperatives And the needs of farmers analyzed two aspects of the basic situation of the issue of small-scale credit loans for farmers. The results of the survey show that: after years of practice, the function of small-sum credit loans for farmers has been gradually improved and the effect has been obvious. However, there are still some problems in the process of promoting small-value credit loans for farmers, which need to be further demonstrated and explored.