汽车消费信贷推出已有2～3个月,尽管尚未产生预期效应,但作为一种与国际接轨的消费方式,在经过一段适应期以及汽车消费环境改善之后,将会有所发展。1999年预期将会有5～10亿元的消费水平。 为了帮助读者了解这方面的知识和程序,本刊特刊登建行和工行有关人士就汽车消费信贷的谈话,希望对大家有所帮助。 Although the consumer credit has been launched for 2 to 3 months, it has not yet had the expected effect. However, as an international consumption pattern, it will develop after a period of adjustment and the improvement of the automobile consumption environment. In 1999, it is estimated that there will be between 5 and 1 billion yuan of consumption. In order to help readers understand this knowledge and procedures, this issue of special publication of CCB and ICBC stakeholders on consumer credit talks, I hope to be helpful.