Small business,being a key element of the market mechanism,plays an important role in creating favorable conditions for the recovery of the national economy and ensuring sustainable economic growth.At the stage of their formation,small enterprises do not require significant investments,but at the stage of development they are not able to function without borrowed funds.Small businesses occupy a special place in the economies of countries,which is explained by many factors: they do not require large start-up investments,but at the same time provide high dynamics of economic growth;help to solve the problems of restructuring the economy,filling those market niches where supply lags behind demand,as well as those that are unattractive for medium and large businesses due to their insignificant potential;provide employment for a significant share of the economically active population;contribute to the formation of a competitive environment and the establishment of market equilibrium.In addition,due to the smaller scale,small businesses that are based on local needs are able to respond more flexibly to both changing economic conditions and fluctuations in consumer demand,to changing market conditions,thereby giving the economy additional stability.The topic of this study,《Factors Affecting Credit Financing of Small Businesses in the Republic of Uzbekistan》,provides analytical information on allowing small business loans in the Republic of Uzbekistan.In the course of the analysis,it is found out which segment of the population has a greater or lesser opportunity to obtain a loan.