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一、背景目前,我国的医疗保障制度有城镇职工基本医疗保险制度、城镇居民基本医疗保险制度、新型农村合作医疗制度和医疗救助制度,此外,还有各种类型的商业医疗保险等。由于各种医疗保障制度的筹资标准、对“大病”的定义和补偿方案各不相同,在操作层面上缺乏统一的“大病”补
I. Background At present, China’s medical security system includes the basic medical insurance system for urban employees, the basic medical insurance system for urban residents, the new rural cooperative medical system and the medical assistance system. In addition, there are various types of commercial medical insurance. Due to various funding standards for medical security systems, the definition of “catastrophic illness” and the compensation schemes vary, there is a lack of a unified “catastrophic” supplement at the operational level.