在金融危机背景下,我国中小企业融资难上加难。中央和地方政府采取了多项缓解中小企业融资难的政策,但从实施情况看,缓解中小企业融资难,需要长短结合,标本兼治,除了扩大已出台政策的受惠面及围绕 In the context of the financial crisis, SME financing in our country is even harder. The central and local governments have taken a number of policies to ease the financing difficulties of SMEs. However, from the perspective of implementation, it is necessary to ease the financing difficulties for SMEs, and the combination of length and shortness should be taken. In addition to expanding the beneficiaries of policies that have been introduced and surrounding