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巴塞尔协议,是国际清算银行的巴塞尔银行业条例和监督活动常设委员会,即“巴塞尔委员会”,于1988年7月在瑞士的巴塞尔通过的“关于统一国际银行的资本衡量和资本标准的协议”,简称“巴塞尔协议”。它的产生对国际银行业具有深远的影响。随着我国金融体制改革的进一步深入,按照“巴塞尔协议”的要求规范我国银行的经营行为,对于减少银行风险,促进我国银行业与国际银行业的接轨,加速我国银行业
The Basel Accord, the Basel Committee on Banking Regulations and Oversight Standing Committee of the Bank for International Settlements, known as the “Basel Committee,” adopted in July 1988 in Basel, Switzerland, “on the harmonization of international banks, capital measurement and capital standards Agreement ”, referred to as“ Basel Accord. ” Its emergence has a profound impact on the international banking industry. With further deepening of the financial system reform in our country, we should standardize the operation of banks in our country in accordance with the requirements of the “Basel Accord”, which is of great significance to reducing bank risks, promoting the integration of China’s banking sector and international banking sector and accelerating the development of China’s banking sector