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邮政储蓄小额贷款业务作为疏导邮储资金服务农村,支持“三农”和新农村建设的重要渠道,对缓解新农村建设中的资金来源不足具有较大的作用。鹰潭市邮政小额贷款业务的开办,使农村资金回流渠道拓宽的功能初步显现。目前,作为邮储资金反哺“三农”而设计的业务,其效应的发挥受诸多因素的制约而显得较弱,尽快发挥邮储资金反哺“三农”机制的最大效应,增加对农村的有效信贷投入,是邮储银行当前主要的工作任务。
The postal savings micro-loan business plays an important role in alleviating the insufficient source of funds in the new rural construction as an important channel to help the postal savings funds serve the rural areas and support the “three rural issues” and the new rural construction. The opening of the postal microfinance business in Yingtan City has initially shown the function of broadening the channel for rural capital return. At present, the business designed as a postal fund to feed back agriculture, farmers and farmers has its influence exerted by many factors and appears to be weaker. As soon as possible, the maximum effect of postal funds repaying “agriculture, rural areas and farmers” mechanism will be enhanced and increased The effective credit input to the rural areas is the main task for postal savings banks.