随着经济全球化进程的推进 ,保险公司要在竞争中生存和发展 ,就必须大力发展资金运用业务 ,而目前 ,保险资金运用的方式除银行存款外 ,主要是证券投资 ,包括债券投资和基金投资 ,要运用好保险资金必须理顺资金运用体制 ,加大基础设施的投资力度 ,改革内部劳动用工体制 ,狠抓内部规章制度建设 ,并注重员工素质培训 With the progress of economic globalization, insurance companies must survive in the competition and develop, we must vigorously develop the use of funds business, and at present, the use of insurance funds in addition to bank deposits, mainly securities investment, including bond investment and funds Investment, to make good use of insurance funds must rationalize the system of capital utilization, increase the investment in infrastructure, reform the internal labor and employment system, pay close attention to the building of internal rules and regulations, and pay attention to the quality of staff training