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财务风险是保险公司自成立以来就必然要面对的现实问题,作为市场上经营风险的企业主体,保险公司在经营发展中要重视对自身财务风险的识别、防范和控制,以降低和减少财务风险的出现。在当前的市场环境下,保险公司财务风险的具体表现形式有偿付能力相对不足、其负债的匹配性较差、投资收益较差以及经营成本上升等。针对这些情况,本文主要对保险公司财务风险管理和控制的相关措施进行探讨,以期对财务风险的出现起到良好的防范作用。
As the main body of the business risk in the market, the insurance company should pay attention to the identification, prevention and control of its own financial risk in order to reduce and reduce the financial The emergence of risk. Under the current market environment, the concrete manifestations of financial risks of insurers are relatively insufficient solvency, poor matching of their liabilities, poor investment returns and rising operating costs. In view of these situations, this article mainly discusses the related measures of the financial risk management and control of the insurance company, in order to prevent the emergence of the financial risk well.