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目前，我国中资金融机构外汇金融机构外汇头寸充足，美元贷款利率已经开始低于人民币利率，正是扩大外汇贷款、引进高新技术，提高我国企业技术水平的好时机。如何抓住这个好时机，还需要各方面的努力。本期刊登两篇文章，介绍广元市工商银行的做法分析余姚市外汇贷款的萎缩旨在抛砖引玉，引起大家的关注。
At present, the sufficient foreign exchange positions of China’s foreign-funded financial institutions in foreign exchange and financial institutions have begun to lower the interest rate of the U.S. dollar loans. This is a good time to expand foreign exchange loans, introduce high-tech and raise the technological level of Chinese enterprises. How to seize this good opportunity still requires the efforts of all parties. This issue of two articles, introduced the practice of Guangyuan City Commercial Bank Analysis of the contraction of Yuyao foreign exchange loans is to start a discussion, aroused everyone’s attention.