20世纪50年代以来,中国逐步建立了有时代特色的医疗保险体系,并发挥了重大作用,但是随着经济的发展,以往的医疗保险制度的缺陷也逐渐暴露出来。本文从当前城镇贫困人员医疗保险现状入手,分析了发生问题的原因,并提出了对策,以期完善社会保障制度。 Since the 1950s, China has gradually established a medical insurance system with the characteristics of the times and played a significant role. However, with the development of economy, the defects of the medical insurance system in the past have gradually been exposed. This article starts with the current situation of medical insurance for the urban poor, analyzes the causes of the problems, and puts forward countermeasures in order to improve the social security system.