当前,企业为追求规模效益,提高市场竞争力,纷纷通过购并联合走上集团化的道路。文章通过调查发现,目前部分企业集团规模的外延式扩张过分依赖银行信贷,加之集团内部关联企业关系错综复杂,财务状况不容乐观,潜在信贷风险不断加大。为此,笔者结合当前实际情况,提出了加强企业集团信贷风险的防范对策。 At present, in order to pursue economies of scale and improve market competitiveness, enterprises have embarked on the road of grouping through mergers and acquisitions. The article found through survey that the extension of scale of some enterprise groups is overly dependent on bank credit. In addition, the relationship among the affiliated enterprises in the group is complex, the financial status is not optimistic, and the potential credit risk is constantly increasing. To this end, the author combined with the current actual situation, put forward to strengthen the corporate group credit risk prevention measures.