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随着我国经济的发展,保险业水平逐步提升,保险集团已成为金融体系日益活跃的重要组成部分。随着保险监管政策的进一步放宽,我国保险业集团化发展步伐日益加快。在短短几年内,我国已有多家保险公司相继组建成立保险控股集团公司,实现集团化经营。本文从三方面阐述对中国保险企业集团化的建议和展望:保险集团化的产生原因、集团化发展模式以及企业集团化的经营战略。
With the economic development in our country, the insurance industry has been gradually upgraded. The insurance group has become an increasingly important part of the financial system. With the further relaxation of the insurance regulatory policy, the development of China’s insurance conglomerates is accelerating. In just a few years, a number of insurance companies in our country have successively set up insurance holding group companies to realize the group management. This article elaborates the suggestions and prospects of the collectivization of China’s insurance enterprises from three aspects: the causes of collectivization of insurance, the development mode of collectivization and the management strategy of collectivization of enterprises.