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信用风险是资产证券化业务中的核心风险,风险识别提示与防范的有效与否,不仅关系着发起机构参与证券化的动力和目标,也关系到证券化产品的定价与销售。近期,频频有媒体披露某一些金融产品出现违约,信用风险受到各界的广泛关注。光大兴陇信托有限责任公司副总裁刘向东认为,"信用风险事件暴露,是使金融市场走向理性成熟的必由之路。因其有利于
Credit risk is the core risk in the asset securitization business. Whether the risk identification prompts and precautions are effective or not depends not only on the motivation and goal of the initiating institution to participate in the securitization but also on the pricing and sales of the securitized products. Recently, there have been frequent media disclosures on certain financial products defaults, and credit risk has drawn widespread public concern. Liu Xiangdong, vice president of Everbright Xinglong Trust Co., Ltd. believes that exposing the credit risk event is the only way to make the financial market rational and mature.