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银行与保险公司合作时,将自己的客户信息卖给保险公司,这种做法不太合适。“银保合作过程中,如何保护客户的隐私,已成为很大的难题。”中国保监会国际部主任孟昭亿说,银行掌握着客户的很多隐私,包括个人姓名、联系方法以及在银行里存了多少钱等等,而客户并不希望自己的隐私被银行卖给保险公司。孟昭亿就曾受到过保险公司的“骚扰”。孟昭亿从没有和某保险公司打过交道,但这家公司的业务员却从银行手里搞到了他的联系方法,向他推销保险产品,还给他寄了好几份材料。
It is inappropriate for banks to sell their customer information to insurers when they work with insurers. “In the course of the cooperation between bancassurance and banking, how to protect the privacy of customers has become a big problem.” Meng Zhaoyi, director of the International Department of CIRC, said that banks hold many of the privacy of customers, including their personal names, contact details, and in-bank deposits How much money and so on, and customers do not want their privacy to be sold by banks to insurance companies. Meng Zhaoyi has been subjected to “harassment” by insurance companies. Meng Zhaoyi never had any dealings with an insurer, but the clerk in the company got his contact information from the bank, sold the insurance products to him, and sent him several copies of the materials.