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德国复兴开发银行(KFW)于1948年依法成立。它是德国最大的国有政策性银行,总资本约10亿德国马克。它的主要职能是为德国的基设施、基础产业及重大出口项目提供长期贷款。适应国家经济发展的需要,复兴开发银行还承担着为中小企业的投资提供长期贷款的职责,有力地支持了德国中小企业的发展。从50年代初德国政府就建立了以优惠利率对中小企业发放长期贷款的专项基金,委托复兴开发银行管理,但数额有限。70年代开始,扶持中小企业日益成为一项重要的经济目标,为此,德国复兴开发银行制定
The German Bank for Reconstruction and Development (KFW) was established in 1948 by law. It is Germany's largest state-owned policy bank with a total capital of about 1 billion German marks. Its main function is to provide long-term loans to Germany's infrastructure facilities, basic industries and major export projects. To meet the needs of the country's economic development, the Bank for Reconstruction and Development also assumed the responsibility of providing long-term loans for the investment of SMEs and effectively supported the development of small and medium-sized German companies. Since the early 1950s, the German government established a special fund for long-term loans to small and medium-sized enterprises at preferential rates and entrusted the management of the Bank for Reconstruction and Development with a limited amount. Since the 1970s, supporting small and medium-sized enterprises has increasingly become an important economic goal. To this end, the German Bank for Reconstruction and Development