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近些年来,伴随着时代的发展以及我国科学技术的不断进步,互联网金融开始出现在人们眼前。互联网金融的发展对我国传统商业银行造成巨大的冲击,为了不被时代所淘汰,我国的商业银行开始注重互联网金融的发展,目前,互联网金融在我国商业银行中所占的比例变得越来越大。商业银行应抓住这次机遇,使商业银行能够迎合时代的需求,进而获得更好的发展。由此可见,研究互联网金融对于商业银行的发展而言是十分重要的,因此,本文将通过研究互联网金融的发展历程以及我国互联网金融发展过程中对传统商业银行的冲击,进而寻找出相应的解决措施,使我国商业银行能够更好地发展。
In recent years, along with the development of the times and the continuous improvement of science and technology in our country, Internet finance has begun to appear in people’s eyes. The development of Internet finance has caused a tremendous impact on China’s traditional commercial banks. In order not to be eradicated by the times, China’s commercial banks began to pay attention to the development of Internet finance. At present, the proportion of Internet finance in commercial banks in China has become increasingly larger Big. Commercial banks should seize this opportunity to enable commercial banks to cater to the needs of the times and thus achieve better development. Thus, it is very important to study Internet finance for the development of commercial banks. Therefore, this article will look for a corresponding solution by studying the development course of Internet finance and the impact on traditional commercial banks during the development of Internet finance in our country Measures to enable our country’s commercial banks to better development.