互联网金融模式的异军突起,给国有商业银行带来了巨大的冲击,使商业银行业务被边缘化、竞争优势被削弱,银行转型发展与拓展中收的需求等挑战,在新形势下,国有商业银行只有转变思想,借助新一轮的信息技术平台,拓展服务模式与电商平台,不断前进,才能永不言败。 The sudden emergence of the Internet financial model has brought tremendous impact on the state-owned commercial banks, marginalized the commercial banks, weakened the competitive advantage, transformed the banks and expanded the demand for intermediation. Under the new situation, the state-owned commercial banks Only by changing our thinking, with a new round of information technology platform, to expand the service model and e-commerce platform, keep moving forward and never give up.