办理抵押贷款应注意的几个问题朱直德一、正确选定抵押品的问题。正确选定抵押品是银行办好抵押贷款的关键，为此银行在选定抵押品时，一定要注意其合法性、流动性和充分性。１、所谓抵押品的合法性就是法律并不禁止把该项物品的权益作为抵押品。我国法律规定：禁止买卖、... Several issues should be noted for handling mortgage loans Zhu Zhengde First, the correct selection of collateral issues. Correct choice of collateral is the key to a bank to do a good job of mortgage loans, so banks in the selection of collateral, we must pay attention to its legitimacy, liquidity and sufficiency. 1, The so-called legitimacy of collateral is the law does not prohibit the rights and interests of the item as a collateral. Our country law stipulates: Prohibition of trading, ...