医疗保障制度旨在使病患者在遭遇疾病风险时能够获取一定程度的经济补偿,因此从根本上需要解决资金从哪里来、往哪儿去这两个核心问题,同时也要解决如何使用和如何管理等提高资金使用效率的相关问题。当前我国医疗保障制度主要由城镇职工医保、城镇居民医保、新农合和医疗救助四部分构成,分别对应着城镇职工、城镇居民、农民和大病 The health care system is designed to provide patients with some degree of financial compensation when they are at risk of disease and therefore fundamentally needs to address the two core issues of where and wherever funding goes and how to use it and how to manage it Such as improving the efficiency of the use of funds related issues. At present, the medical insurance system in our country consists of four parts: medical insurance for urban workers, medical insurance for urban residents, NCMS and medical assistance, corresponding to urban workers, urban residents, peasants and serious illness