在接受以物抵债时,必须遵循法律规范,完善处置预案,以防范资产处置风险在清收到期、逾期不良贷款的过程中,为最大限度地降低不良贷款损失率,对改制企业贷款、依法诉讼强制执行清收的贷款,在现金清收无望时,以物抵债成为银行不得已的选择。然而,在接受以物抵债时,除要审查 In accepting the goods to be debts, we must follow the laws and regulations, improve the disposal plan to prevent the risk of asset disposal In the process of clearing the expired, overdue bad loans, in order to minimize the rate of non-performing loans, the restructuring of corporate loans, according to law Litigation mandatory collection of loans, no hope of cash recovery, the debt to become the bank’s last resort option. However, in receiving the goods to pay the debt, except to be examined