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房屋安置补偿权益质押具有多重社会功能,但在实践过程中面临着法律障碍和商业风险。根据物权法定原则,物权的种类和内容由法律规定,安置权益出质缺乏明确的法律依据。本文分析了安置权益质押实践中遇到的困难和问题,对安置权益质押的合法性、可行性进行论证,从法理和具体操作层面提出完善和规范安置权益质押的意见,为推进和规范安置权益质押,推动金融创新,防控金融风险,提供理论支持。
The pledge of housing resettlement compensation rights has multiple social functions, but it faces legal obstacles and commercial risks in practice. According to the statutory principle of real rights, the types and contents of real rights are stipulated by law and there is no clear legal basis for the quality of resettlement rights and interests. This article analyzes the difficulties and problems encountered in the practice of pledging rights and interests, demonstrates the legitimacy and feasibility of the pledge of rights and interests, puts forward opinions on how to perfect and standardize the pledge of rights and interests from the perspective of jurisprudence and specific operations, and promotes and regulates the rights and interests of resettlement Pledge, promote financial innovation, prevent financial risks and provide theoretical support.