最近这些年,互联网金融已经成了时下人们讨论的一个热门话题,和传统的金融行业相比,互联网金融的协作性更强、透明度更高、操作性更加便利。互联网金融可以延伸到金融电子商务、自动转账、网络借贷、第三方支付以及在线理财等模式。本文主要介绍了新兴起的P2P网络借贷平台,并通过深入分析互联网金融风险,探寻了互联网金融风险管理方法。 In recent years, Internet finance has become a hot topic under discussion nowadays. Compared with the traditional financial industry, Internet finance is more collaborative, more transparent and more user-friendly. Internet finance can be extended to financial e-commerce, automatic transfer, Internet loans, third-party payment and online banking and other modes. This paper introduces the emerging P2P lending platform, and through in-depth analysis of Internet financial risks, explores the Internet financial risk management methods.