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中国农业银行目前已经把小额信贷作为一种正规的金融产品推向全国,小额信贷就象一股春风吹遍贫困地区,给几千万贫困农民播种了新的希望。小额信贷为什么能受到贫困农民的热烈欢迎,应当怎么去认识这个新产品,如何来开发和培育它,尤其是有关各方应该怎样共同造市,使之形成大气候和大市场等等,都值得我们很好的研究和探讨。
Currently, the Agricultural Bank of China has pushed microfinance as a formal financial product to the whole country. Microfinance is like a spring breeze blowing across poverty-stricken areas, sowing new hope for tens of millions of poor farmers. Why microcredit can be warmly welcomed by poor peasants, how to understand this new product, how to develop and nurture it, and especially how all parties should make a market together so as to create a big climate and big market are all worth it We are well researched and explored.