改革开放以来,我国保险业蓬勃发展,保费收入平均每年增长34%, 是国民经济中发展最快的行业之一。目前,保险公司总资产已经突破1万亿元。全面建设小康社会和完善社会主义市场经济体制的宏伟目标对保险业的发展提出了新的、更高的要求,在这种新的形势下,完善保险公司治理结构、建立现代保险企业,对于进一步促进保险业改革发 Since the reform and opening up, China’s insurance industry has been booming. Its premium income has risen 34% annually on average, making it one of the fastest-growing industries in the national economy. At present, the total assets of insurance companies have exceeded 1 trillion yuan. The grand goal of building an overall well-to-do society and perfecting the socialist market economy has set new and higher requirements for the development of the insurance industry. Under such a new situation, improving the governance structure of insurance companies and establishing modern insurance enterprises will be of great significance for further Promote the reform of the insurance industry